When Tammy Could Not Afford A Timeshare, They Signed Her Up For A Credit Card Unbeknownst To Her

Written by: Chuck McDowell Updated: Dec 01, 2022 Published: Apr 21, 2021 3 minute read

Timeshare salespeople would not take no for an answer from Tammy K. as she continuously tried to refuse the purchase of a timeshare. She was not interested, but felt hopeless in the situation. Below is her story as she takes us back to the day it all started with her timeshare experience and how she eventually was able to get out of it. Names of people and places have been changed or redacted for privacy reasons. 

“While visiting my boyfriend in Las Vegas, I was approached at the airport by timeshare representatives. They offered a free lunch along with tickets and vouchers to different attractions around Vegas. I had a long flight delay earlier so I was tickled by all this and agreed to listen to their pitch.”

Despite everything they may offer you, it is best to avoid attending these timeshare sales presentations. Most of what they offer you will either not come to fruition or will include a costly catch along with it. 

“So I went and ate lunch and listened to them talk for a couple of hours. Then after a while, I guess it became time to talk business and a few other representatives came in the room. They went over how much it would cost me. I was quite surprised by the price and told them there was no way I could afford it. One of the salespeople said there was something maybe they could do and then left the room.”

During these presentations, it is quite common for there to be multiple salespeople coming in and out. This makes for a chaotic atmosphere and can throw off the focus for many, increasing the chances of a mistake being made.

“In came the big boss, I assumed. After going over my financial situation with him, he offered to lower my payments. I was told they just needed to run my information for approval. Well, come to find out, they actually signed me up for a new credit card and put the timeshare payment on there. I was so shocked and upset, but everything had already been done at that point. I didn’t know how to react at first but after a while, I thought I’d give the timeshare a chance.“

To go behind someone’s back and open a new credit account in their name is definitely wrong. Unfortunately, this appears to be a common practice for some timeshare salespeople.

“I was never able to use the timeshare. Any place I was interested in was unavailable years out in advance. And I wasn’t being picky with locations either, every place was pretty much like that. So unable to use the timeshare, I didn’t understand why the price for it was increasing or better yet, why I was paying for anything.”

Over time, Tammy became familiar with the truth about her timeshare and how it would never deliver on those vacation resort dreams that were promised with it. Tired of paying for something she never used, Tammy called a trustworthy and reliable timeshare exit team to help her. That’s right, she called Wesley Financial Group, LLC.

With the backing of WFG, her timeshare agreement was fully terminated and her relationship with the timeshare industry was over. In the process, Tammy was also relieved of $13,000 in timeshare mortgage debt.* Now vacations can go back to being simple and relaxing again.

If you know anyone with a similar timeshare experience, please feel free to pass our phone number along to them. We’d love to see if they qualify for our timeshare termination services.

(800) 425-4081

*Wesley Financial Group, LLC (“WFG”) develops individualized programs for each client, terminates over 97% of their client’s timeshare relationships, and, in certain circumstances, obtains a refund of some or all of the timeshare purchase price.  Actual results depend on each client’s distinct case and no specific outcome is guaranteed (although WFG does offer a 100% money-back guarantee if the timeshare is not canceled within the time specified in the WFG Enrollment Agreement).

Wesley Financial Group, LLC, and/or its affiliates, successors, or assigns are not lawyers and/or a law firm and do not engage in the practice of law or provide legal advice or legal representation. All information, software, services, and comments provided on this site are for informational and self-help purposes only and are not intended to be a substitute for professional advice, legal or otherwise.


*Wesley Financial Group, LLC, and its affiliates, successors, or assigns are not lawyers or a law firm and do not engage in the practice of law or provide legal advice or legal representation. All information, software, services, and comments provided on this site are for informational and self-help purposes only and not intended to substitute for professional advice, legal or otherwise.

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